Ready for UAD 3.6 and EPC? Valutrust is.
Two important industry changes are reshaping appraisal reporting and the way lenders access title and valuation services through ICE Encompass®.
The Valutrust platform is ready to support UAD 3.6 appraisal workflows and connect Encompass users with title and valuation services through Encompass Partner Connect™ (EPC). Valutrust Solutions, the national appraisal management company within WFG Enterprise Solutions, is also ready to accept, process and fulfill UAD 3.6 appraisal orders.
Begin preparing now to support continuity, validate your workflows and give your teams time to transition with confidence.
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Two changes. One coordinated readiness strategy.
UAD 3.6 and Encompass Partner Connect are separate initiatives, but both affect lender workflows, technology and operations. Coordinating the work can help technology, collateral, title, valuation, compliance and production teams move forward with aligned priorities and greater confidence.
UAD 3.6 modernizes appraisal data and reporting.
Aligned with MISMO® Reference Model 3.6, UAD 3.6 introduces a more structured, property-driven dataset and a redesigned, dynamic Uniform Residential Appraisal Report.
The transition affects more than appraisal file acceptance. Lenders should also consider appraisal ordering, appraiser readiness, data and report processing, quality control, training, delivery and downstream workflows.
The Valutrust platform is prepared to support the new dataset and redesigned reports. Valutrust Solutions, WFG Enterprise Solutions’ national appraisal management company, has prepared its people, processes and national appraiser network to accept and fulfill UAD 3.6 appraisal orders.
Key Date
All new appraisal reports initially submitted to the Uniform Collateral Data Portal® (UCDP®) on or after November 2, 2026, must use UAD 3.6. The requirement is based on the appraisal report’s initial UCDP submission date—not the loan application, appraisal order or appraisal effective date.
EPC connects Encompass users with title and valuation services.
Encompass Partner Connect (EPC) is ICE Mortgage Technology’s modern, API-based service-ordering environment within Encompass.
Through its EPC integration, the Valutrust platform enables lenders to order and manage both title and valuation services within their Encompass workflows. The integration supports secure data and document exchange, workflow connectivity, order-status visibility and a more streamlined experience for lender teams.
The Valutrust platform can be used to access title and valuation services available through WFG Enterprise Solutions, including national title and closing services and appraisal management and valuation services. It can also support lender choice by enabling services to be ordered from participating providers beyond WFG and Valutrust Solutions.
Key Date
ICE Mortgage Technology requires remaining legacy service-ordering integrations to transition to EPC by December 31, 2026. Legacy integrations through the ICE Mortgage Technology Partner Network, including TQL Services and ePass®, will no longer be available beginning January 1, 2027.
Why lenders are beginning now
- Identify legacy connections and affected title, valuation and appraisal workflows.
- Coordinate technology, collateral, title, valuation, compliance, operations and production stakeholders.
- Configure and validate EPC connections before implementation calendars become compressed.
- Test UAD 3.6 appraisal ordering, fulfillment, review and delivery workflows.
- Prepare procedures, controls, training and users for adoption.
- Move toward the transition dates with greater continuity, visibility and control.
Ready technology. Experienced people. Comprehensive support.
WFG Enterprise Solutions, a division of Williston Financial Group, provides customizable title, closing, valuation and appraisal solutions for mortgage lenders, servicers and other financial institutions.
Through the Valutrust platform, lenders can connect with title and valuation services through a centralized technology environment integrated with ICE Encompass.
For lenders seeking appraisal management services, Valutrust Solutions offers experienced operations and quality-review teams, a national appraiser network and responsive implementation and client support. Valutrust Solutions is a member company of WFG Enterprise Solutions.
Together, the platform and service capabilities give lenders a practical path for preparing their technology, workflows and teams for UAD 3.6 and EPC.
A practical transition path
- Assess: Identify current title and valuation ordering channels, systems, service providers, workflow owners and readiness gaps.
- Plan: Align stakeholders, transition sequencing, responsibilities and success criteria.
- Connect: Configure the Valutrust platform’s EPC integration and prepare UAD 3.6 workflows.
- Validate: Test orders, data, documents, status updates, controls, appraisal reports and user experiences.
- Prepare: Update procedures and training, then move into production with responsive support.
Frequently Asked Questions
Are UAD 3.6 and EPC the same initiative?
No. UAD 3.6 changes appraisal data and reporting requirements. EPC changes how services are ordered and managed within ICE Encompass.
The initiatives are separate, but both affect technology, operations and lender workflows. The Valutrust platform is prepared to support both transitions.
What is UAD 3.6?
UAD 3.6 modernizes appraisal data and replaces multiple legacy appraisal forms with a flexible, dynamic Uniform Residential Appraisal Report driven by the property and assignment.
It introduces more structured appraisal data aligned with MISMO Reference Model 3.6 and affects appraisal ordering, fulfillment, processing, review, quality control and delivery.
When does UAD 3.6 become mandatory?
All new appraisal reports initially submitted to UCDP on or after November 2, 2026, must use UAD 3.6.
The requirement is determined by the initial UCDP submission date—not the loan application date, appraisal order date or appraisal effective date. Lenders should account for appraisal orders already in their pipelines as the transition approaches.
How is the Valutrust platform prepared for UAD 3.6?
The Valutrust platform is prepared to receive and process the new UAD 3.6 data and redesigned appraisal reports. It supports appraisal ordering, workflow management, data and document exchange, status visibility and report delivery as lenders transition to the new requirements.
Is Valutrust Solutions ready to fulfill UAD 3.6 appraisal orders?
Yes. Valutrust Solutions, the national appraisal management company within WFG Enterprise Solutions, is ready to accept and process UAD 3.6 appraisal orders.
Its staff and national appraiser network have been trained and prepared to coordinate appraisal fulfillment, process the new data and report formats, support quality-control workflows and deliver completed reports to lender clients.
What is Encompass Partner Connect?
Encompass Partner Connect is ICE Mortgage Technology’s modern, API-based environment for ordering and managing services within Encompass. It replaces legacy service-ordering integrations and provides a more connected way to exchange order information, data, documents and status updates.
What services are available through the Valutrust platform’s EPC integration?
The Valutrust platform’s EPC integration supports the ordering and management of both title and valuation services within Encompass.
Through WFG Enterprise Solutions, lenders can access national title and closing services as well as appraisal management and valuation services. The platform can also enable lenders to work with participating title and valuation providers beyond WFG and Valutrust Solutions.
Do lenders have to use Valutrust Solutions as their AMC to use the Valutrust platform?
No. The Valutrust technology platform and Valutrust Solutions appraisal management services are distinct offerings.
Lenders can use the platform to access its technology and integrations while maintaining their preferred service-provider relationships. They may also pair the platform with the national appraisal management services available through Valutrust Solutions.
When must legacy Encompass service ordering move to EPC?
Remaining legacy integrations must transition to EPC by December 31, 2026. Legacy integrations through the ICE Mortgage Technology Partner Network, including TQL Services and ePass, will no longer be available beginning January 1, 2027.
What is WFG Enterprise Solutions?
WFG Enterprise Solutions is a division of Williston Financial Group that provides comprehensive, customizable solutions for mortgage lenders, servicers and other financial institutions.
Its capabilities include national title and closing services, appraisal management and valuation services, default title services, marketing automation, customer engagement technology and related workflow solutions. Valutrust Solutions is a member company of WFG Enterprise Solutions.
How can WFG Enterprise Solutions and Valutrust Solutions help?
The team can help lenders:
- Assess their current title, valuation and appraisal ordering workflows.
- Plan for the UAD 3.6 and EPC transitions.
- Connect and configure the Valutrust platform’s EPC integration.
- Test UAD 3.6 orders, appraisal reports and downstream workflows.
- Access title, closing, valuation and appraisal services.
- Prepare internal procedures, controls and training.
- Move into production with responsive implementation and operational support.
Prepare now for what comes next.
Give your teams time to connect, test and validate their workflows before UAD 3.6 becomes mandatory and legacy Encompass service-ordering integrations are retired.
